Optimising the Checkout Experience

Director of Product Growth · ablefy · 2025

Four targeted improvements to ablefy's checkout flow — reducing cognitive load, increasing conversion, and cutting dispute rates through clearer payment communication.

Overview

The checkout page is the single highest-leverage surface for a monetisation platform. At ablefy, creators sell digital products — courses, memberships, subscriptions — each with unique pricing structures. I led a series of focused optimisations to reduce friction and improve clarity at every step of the purchase flow.

Challenge
  • High cognitive load — the original checkout presented all payment methods, pricing plans, and legal details in one dense page
  • Complex pricing models — one-time payments, installments, subscriptions, limited subscriptions, and combinations all need distinct UX treatment
  • DACH compliance — German payment regulations require detailed tax breakdowns and cancellation terms, adding information density
  • Conversion leakage — buyers dropped off at payment selection and order summary due to confusion and lack of trust signals
4
Improvements shipped
50+
Edge cases improved
6+%
Net take rate increased
€40K+
EBITDA uplift
The Original Checkout

The starting point: a single-page checkout with four key problem areas identified through funnel analysis and session recordings.

Original checkout — four areas identified for optimisation: express checkout (1), payment method selector (2), pricing plan options (3), and order summary (4)
Improvement 1 — Express Checkout

Goal: Reduce checkout friction, increase CVR, increase net take rate.

Added an express checkout option at the top of the page — letting returning buyers complete purchases in one click via PayPal or Google Pay, bypassing the full form entirely.

Express checkout — one-click purchase via PayPal or Google Pay for returning buyers
Improvement 2 — Payment Method Selector

Goal: Reduce cognitive load, increase CVR, increase net take rate.

Redesigned the payment method selector from a long vertical list to a compact card-based layout. Tested two variants — Variant B won: a horizontal selector with an accordion on desktop, reducing visual overwhelm while keeping all options accessible.

Result: Variant B increased the net take rate by 6.47%, resulting in a monthly EBITDA uplift of €40K+.

Payment selector redesign — Variant A (full grid) vs. Variant B (horizontal selector with accordion on desktop, selected)
Improvement 3 — Pricing Plan Selector

Goal: Reduce cognitive load, reduce cancellation and dispute rate.

The original pricing options displayed dense legal text for each plan — trial periods, billing dates, minimum terms. Redesigned to show clean summary cards with a visual payment timeline, making cost expectations immediately clear and reducing post-purchase disputes.

Result: No significant impact on checkout conversion in A/B testing; increased customer satisfaction.

Pricing plan selector — before (verbose text blocks) vs. after (clean cards with visual payment timeline)
Improvement 4 — Payment Summary

Goal: Reduce cognitive load, reduce cancellation and dispute rate.

Replaced the minimal order summary with a detailed breakdown showing what's due today, upcoming payments, and recurring charges. Added an expandable "Price overview" for multi-item carts with different billing cycles — giving buyers full transparency before committing.

Result: No significant impact on checkout conversion in A/B testing; increased customer satisfaction.

Payment summary — before (basic total) vs. after (detailed timeline with expandable price overview)
Edge Case Complexity

These improvements had to work across five distinct pricing models — each with its own edge cases for trials, billing cycles, and tax display. The pricing plan variation audit ensured every combination rendered correctly and clearly.

Pricing plan variations — one-time payment, installments, combinations, subscriptions, and limited subscriptions
Outcome
  • 4 improvements shipped — express checkout, payment selector, pricing plan clarity, and order summary
  • Reduced cognitive load — progressive disclosure and visual timelines replaced dense text
  • Improved trust — transparent cost breakdowns reduce post-purchase disputes and cancellations
  • Impact metrics — 6+% NTR increase, €40K+ EBITDA uplift